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Out Of Country OHIP Coverage Cancellation May Raise Costs For Employers

The Ontario government is moving forward with the cancellation of out of country OHIP coverage. Health Minister, Christine Elliot argues that the plan coverage is too low to be helpful to travelers who already largely depend on private travel insurance. Changes are expected to come into effect as of October 1st, 2019. Out of country […]

out of country OHIP coverage cancellation

Can You Terminate Benefits To An Employee 65 and Over In Ontario?

If you are questioning whether you can deny or limit benefits to an older employee in your organization, you might want to keep reading. A landmark ruling in May of last year by the Human Rights Tribunal deemed denying benefits due to age unconstitutional. The ruling was brought on by a high school teacher, who […]

Can you terminate benefits to an employee 65 and over in Ontario

OHIP + Changes in Effect for Those Under the Age of 25 – What This Means for Private Plan Members & Employers

OHIP + changes take effect today, which means big changes for prescription coverage of children and youth under the age of twenty-five. The two main changes to OHIP + are as follows: The Ontario government will still be offering benefits for the 4400 drugs it covers at no cost to those children and youth twenty-four […]

OHIP+ Changes in effect for those under twenty five

Medical Marijuana and Employee Benefits in 2019 – What You Need to Know

Even though medical marijuana has been legal for seventeen years, it hasn’t been widely implemented as an employee benefit by insurance carriers. The legalization of cannabis as a recreational drug five months ago, however, has turned this into a hot topic and made more carriers and employers sit up and take notice. The Cannabis Act […]

What Is the Best Rate You Can Get for Your Life Insurance Policy?

Life insurance rates are dependent on health. When asked for a quote, it is difficult to give an accurate answer without first inquiring about your health history. Life insurance carriers look at many different factors (i.e. personal health history, family health history, driving record, etc.), before they give you a rating class. Here’s a look […]

Life insurance policy

Ways to Save on Life Insurance

Everybody wants to save as much as they can when they make a purchase. Life insurance is no different, and we completely understand that. Unfortunately, people tend to sacrifice proper coverage for convenience. We have all been guilty of it at some point or another: we rush into a purchase without getting all the facts […]

The Benefits of Working With a Life Insurance Broker

Before discussing the benefits of working with an insurance broker, it is important to note the difference between a life insurance broker and a life insurance agent. A life insurance broker is an independent agent that can offer life insurance products from major insurance carriers. By contrast, a life insurance agent is employed by one […]

Senior couple with financial adviser

How to Prepare for a Life Insurance Medical Exam

If you have decided to purchase life insurance coverage, then it is likely that you have to complete testing and/or answer a few questions from a qualified nurse. This is done in the comfort of your own home or workplace, whatever you prefer. This testing often includes a urine test, and in some cases a […]

Reasons to Take a Life Insurance Medical Exam

Reasons to Take a Life Insurance Medical Exam Here at JWL Benefits, we often have individuals visiting our website trying to avoid medical exams by requesting No-Medical life insurance quotes. In some cases, No-Medical life insurance is the appropriate option, but in most cases, a fully underwritten product with a medical exam is the better […]

Do You Have Your Insurer’s Group Benefits Mobile App?

Do You Have Your Insurer’s Group Benefits Mobile App? Many Canadian employees have a group benefits package through their employer. Within the last few years, many of the top insurance companies in Canada have launched mobile applications and online portals to make it easier for plan members to interact with their health and dental plans […]

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