Term Insurance Vs. Permanent Insurance Time and time again, as life insurance agents, we get asked the same question: “Should I buy term insurance or permanent insurance?” The answer to this question is not so simple. You must first ask yourself: What are my needs, and what can I afford? Simply stated, permanent insurance (otherwise […]
No Medical Life Insurance and The Fine Print More and more insurance companies are delving into Simple Issue Life Insurance products (otherwise known as “No Medical” or “Quick Issue Life Insurance”). These can be great products for clients that may have a difficult time acquiring an insurance policy that is fully underwritten. Usually with Simple […]
#1 – Mortgage Insurance If you have your mortgage insured through your bank with Mortgage Insurance, then you are not alone. Many Canadians are not aware that this is the biggest mistake to make when they get a mortgage (or loan) through their bank or credit union. Not only is it usually much more expensive […]
