(519) 962-9075 Monday-Friday 8:30am-4:30pm
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2795 Kew Drive Windsor, ON N8T 3B7
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Employee Benefit Plans

Employee Benefit Plans represent a large financial obligation to companies and its employees. This, coupled with the fact that it is very important coverage that employees rely on, alongside government sponsored programs, it is equally important to have the right plan in place as it is to deal with a broker who specializes in benefit plans.

There are many financial advisers or insurance agents who claim to offer group benefit packages to their clients, although in many circumstances, these advisers do not specialize in the benefits marketplace. This typically leads to the lack of proper education, recommendations, and inflated premiums for clients.

Jack Larmond the founder and principal of JWL Benefits is a consultant of The Benefits Company. Operating as an independent consulting firm, The Benefits Company has access to over 15 suppliers and every funding mechanism available. The Benefits Company assists, guides and protects clients through all of the various phases of their benefit and retirement programs.

We provide you with your best opportunity to lower long term costs through superior customer service and effective planning.

With the acquisition of The Benefits Company by HUB International in 2018, The Benefits Company gained access to offices and expertise throughout Canada.

The Benefits Company has provided consulting for some of Southwestern Ontario’s most prestigious companies and organizations. Clients’ satisfaction can be measured by the high level of service, continuous development of innovative concepts, and the relentless pursuit of the best deal for them.

The Benefits Company Services Include

  • Needs analysis
  • Continual plan design recommendations
  • Examination of funding arrangements (self-insured or ASO, stop loss coverage, fully insured, or a combination)
  • Plan implementation
  • Administrative and claims support
  • Renewal Analysis and plan marketing to ensure competitiveness
  • Continual education to our clients on all cost containment options available (deductibles, co-insurance levels, maximums, funding arrangements, drug formulary options, plan design alternatives)
  • Pooling arrangements
  • Buying Groups
  • HRIS & Payroll

Many employers are noticing that their benefits costs are increasing significantly as government-sponsored plans continue to download costs previously covered to private employer sponsored plans. Without the proper cost containment features in place, your plan is in jeopardy of escalating premiums.

A major growth trend in the cost containment of employee benefit plans is the use of health care spending accounts, Administrative Services Only plans (ASO), and/or a combination of the two.

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Feel free to call us at
(519) 962-9075
Monday-Friday 8:30am-4:30pm,
and only by appointment on

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JWL Benefits
2795 Kew Drive
Windsor, ON N8T 3B7

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